Privacy Policy -

Privacy Policy

Effective Date: 17/02/2026
Website: https://rinmuktsolution.com/
Company Name: Rinmukt solution

1. Introduction

Welcome to Rinmukt solution (“Company”, “we”, “our”, or “us”).

We are committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your personal information when you use our loan settlement advisory and assistance services in India.

This Privacy Policy explains how we handle your data in compliance with applicable Indian laws, including the Information Technology Act, 2000 and relevant rules thereunder.

By accessing or using our website and services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect the following types of information:

2.1 Personal Information

Full Name
Phone Number
Email Address
Residential Address
PAN Card details
Aadhaar number (if voluntarily provided)
Employment details
Income details
Loan account details
Bank statements
Credit score information

2.2 Financial Information

Loan outstanding amount
EMI details
Bank account information (if required for service execution)
Credit history details

2.3 Technical Information

IP address
Browser type
Device information
Cookies and usage data

3. How We Use Your Information

We use your information for the following purposes:

- To evaluate your loan settlement eligibility
- To communicate with lenders on your behalf (with authorization)
- To provide consultation and settlement assistance services
- To process payments
- To improve website functionality and user experience
- To comply with legal and regulatory requirements
- To prevent fraud and ensure data security

4. Legal Basis for Processing

We collect and process your information based on:

Your consent
Performance of service agreement
Compliance with legal obligations
Legitimate business interests

5. Data Sharing and Disclosure

We may share your information with:

Partner financial institutions and banks (with your authorization)
Legal advisors
Payment gateways
Technology service providers
Government or regulatory authorities (if legally required)

We do not sell your personal information to third parties.

6. Data Security

We implement appropriate technical and organizational measures to protect your information, including:

SSL encryption
Secure servers
Restricted access controls
Confidentiality agreements with employees

Despite our efforts, no online platform is 100% secure. Users are advised to exercise caution while sharing sensitive information.

7. Cookies Policy

Our website uses cookies to:

Enhance user experience
Analyze website traffic
Improve marketing performance

You may disable cookies through your browser settings; however, some website features may not function properly.

8. Data Retention

We retain your personal information:

As long as necessary to provide services
To comply with legal requirements
To resolve disputes

After the retention period, data will be securely deleted or anonymized

9. User Rights

Under applicable Indian laws, you have the right to:

Access your personal data
Correct inaccurate information
Withdraw consent
Request deletion (subject to legal obligations)
Raise grievances

To exercise your rights, contact us at:
📧 Email: support@rinmuktsolution.com
📞 Phone: +91-9355527793

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Users are advised to review their privacy policies separately.

11. Children's Privacy

Our services are intended for individuals aged 18 years and above. We do not knowingly collect data from minors.

12. Changes to This Policy

We may update this Privacy Policy periodically. Updated versions will be posted on this page with a revised effective date.

13. Grievance Officer (As per Indian IT Rules)

In accordance with the Information Technology Act, 2000 and rules made thereunder, the contact details of the Grievance Officer are:

Name: Himanshu
Email: support@rinmuktsolution.com
Address: POCKET D7 , No. 351, 3rd floor, Sector 6, Rohini Delhi 110085
Phone: +91-9355527793